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XOXO Homes | Blog

Defining Luxury at Any Price

Free Down Payment Money: 2018 Only

In 2018, the government is forgiving your down payment loan after 3 years so you can buy a home with $0 down! Your credit score must be at least 620 and your annual income cannot be greater than $117,000. You can purchase a home worth up to $660,000 in Orange County. Contact me today to…
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$0 Down on a Duplex, Triplex or Fourplex?

Yup! It’s true. You could be in a multi-unit home in 30 days! What’s the catch? There are 3: You still need to pay for closing costs. They average about 3.5% of the purchase price for buyers. That covers loan fees, title insurance, taxes, and escrow fees. This type of loan is considered an FHA…
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Holiday Home Buying Hack

Are you the unemotional type? Are you thinking to yourself… “If I were the seller, this would not make me select a lower offer over a higher one”. Really? What if the highest offer didn’t submit proof of their down payment, credit scores, or loan approval letter? And the Dergens did? There are zillions of…
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